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The arrangements involve scheme users providing their services to end clients as employees ofCML.CMLreceives payments from end clients and recruitment agencies, and issues contracts of employment to scheme users.CMLthen paysUCSL, who in turn makes payments to the scheme users. The users are paid a basic salary at or around the rate of National Minimum Wage or National Living Wage with deductions for Income Tax and National Insurance contributions (NICs). However, scheme users also receive an additional payment described as a ‘withdrawal amount’ without deductions for Income Tax andNICs. Echo Pay Limited file the Real Time InformationPAYEreturns associated with the users of the arrangements.CML, Echo Pay Limited andUCSLwere allocated the scheme reference number (SRN) 22259913 on 10 March 2026.
PaySentry automatically checks your umbrella partners against HMRC named schemes and stop notices, and alerts you to any match.
See Umbrella Watchdog